Close More Loans.
We help coordinate required repairs so loans can move forward.
ClearToClose Repairs LLC is a third-party repair coordination service. We do not provide loans or financing and do not perform construction work. Fees are earned for services provided and may be paid from available funds at closing.
What We Do
CTC Repair Coordination - A done-for-you service that helps manage required repairs for loan closings.
Includes:
Finding licensed contractors
Coordinating repair estimates
Managing repair timelines
Collecting repair documentation
One point of contact through CTC
This eliminates borrower friction and loan officer workload.
How It Works
The loan officer submits a repair file
We locate a local licensed contractor and a get a quote
We forward the quote for your review and borrower approval
We review the loan stip sheet to ensure other conditions are complete
The contractor completes the work
We provide an invoice to be paid at closing
Main Benefits
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One point of contact for contractor repair coordination
Fewer delays from required repairs
Saves time so you can focus on originating new loans
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Support with contractor scheduling and communication
Repairs completed by licensed professionals
Fees may be paid at closing
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Clear scope and repair requirements
Single point of contact for coordination
Fast payment after work is completed and approved
About Our Company
Why We Exist
Loan officers shouldn’t have to waste time managing contractors to close loans.
Files often stall when required repairs can’t be completed—borrowers can’t pay upfront, contractors won’t invoice through closing, and loan officers are left scrambling.
CTC Repairs Removes That Friction
We act as a single point of contact for repair needs including contractor scheduling, documentation, and invoicing related to loan-required repairs.
Our Background
After years as a reverse mortgage loan officer, I saw loans delayed or lost because repairs couldn’t be handled quickly. CTC Repairs was built to solve that exact problem with a streamlined, loan-focused repair coordination process.
Most of our business comes from loan officers referring other loan officers.
Our Focus
Keeping loans on track by handling coordination, communication, and paperwork related to repairs.
When Loan Officers Call Us
The borrower can’t afford repairs
Required repairs are delaying a closing
Start Your Repair Request
Interested in working together? Fill out some info and we will be in touch shortly. We can’t wait to hear from you!